Commercial and Procurement Services


UCL insurance requirements

All UCL suppliers are required to have valid insurance policies of typically £5m or more, for each of the following:

Public Liability insurance

Public liability insurance covers the cost of claims made by members of the public for incidents that occur in connection with your business activities. Public liability insurance covers the cost of compensation for:

  • personal injuries;
  • loss of or damage to property;
  • death.

Professional indemnity

Professional indemnity insurance protects you against claims for loss or damage made by clients or third parties as a result of the impact of negligent services you provided or negligent advice you offered.

Employer’s liability

Employers' liability insurance covers the cost of compensating employees who are injured at or become ill through work.

Product liability

Product liability insurance covers the cost of compensating anyone who is injured by a faulty product that your business designs, manufactures or supplies.