UCL Faculty of Laws


Open Banking: Global Development and Regulation

By Dr Alan Brener (UCL Laws) and Dr Francesco De Pascalis (Brunel Law School)

The book cover for Open Banking

1 May 2024

Publication details

Brener, A. and De Pascalis, F. (2024) Open Banking: Global Development and Regulation. Abingdon: Routledge.


Open Banking focuses on consumer empowerment in banking across the globe based on emerging financial technology and regulation.

This book compares a number of different open banking national strategies. These range from the focus of the UK and EU on enhancing competition to the more collaborative approaches in many East Asian jurisdictions. It also looks at the use of open banking for socio-economic purpose in Brazil and India. Here open banking forms part of a wider government programme to increase financial inclusion coupled with encouraging economic growth.