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Immigration Loan guidance

Introduction

Following the decision that the United Kingdom will leave the European Union, UCL is keen to support its employees to help secure a right to work or a legal right to permanently live and work in the United Kingdom.

For this purpose, UCL is offering an interest free loan up to a maximum amount of £10,000 for eligible employees to obtain immigration law advice and to make certain immigration applications for you and your Immediate Dependants (“Immigration Loan”).

This document is intended to be guidance only and does not form part of the loan agreement between you and UCL.

Eligibility

For the purpose of the Immigration Loan, “Immediate Dependants” includes:

  • spouse, civil partner or partner
  • children under the age of 18 at time of application
  • children who are over the age of 18 who live in the UK as a dependant.

In order to be eligible for the Immigration Loan employees must be employed by UCL on an open ended contract, or on a fixed term contract of employment.

Immigration Loans are not available to employees with less than 12 months remaining on their contract. Employees must have also successfully completed their probationary period.

Immigration Loans will only be approved for immigration law advice and immigration applications such as:

  • an application for Indefinite Leave to Remain
  • an application for British Citizenship
  • healthcare surcharge costs.

Immigration Loans may only be used for the approved purpose set out below, and appropriate evidence of how the Immigration Loan has been used will need to be provided upon request.

The amount requested must be the actual amount necessary to cover the immigration advice sought and applications to be made.

If you leave the employment of UCL before fully repaying the Immigration Loan, the outstanding amount will become repayable immediately. UCL will recover the outstanding balance from any salary payments and reserves the right to pursue payment of any unpaid amount.

The university has sole discretion to determine: (i) whether or not to provide an Immigration Loan and (ii) the amount of any Immigration Loan.

Applications for an Immigration Loan can only be made by completing the UCL Immigration Loan application form.

Purpose of the Immigration Loan

The Immigration Loan can be used to cover all or part of the fees paid (within the last 3 months) or are due to be paid to your legal adviser or to UK Visas & Immigration for the purpose of obtaining immigration law advice and making immigration applications for you and your Immediate Dependants to enable you (and where applicable them) to secure a right to work or a legal right to permanently live and work in the United Kingdom.

You can also use the Immigration Loan to pay the VAT on any such fees.

The total amount available is capped at £10,000 including the total outstanding amount of any other UCL loans including, for example, season ticket loans. Checks of any outstanding UCL loans will be made prior to approving the Immigration Loan.

When your application for an Immigration Loan is approved and you have signed the loan agreement, the amount of the Immigration Loan you have requested will be paid to you in one instalment by BACS transfer into your nominated bank account in which your salary is paid.

No interest will be charged on the Immigration Loan.

Repayment Terms

The sum borrowed will normally be recovered through equal monthly deductions from your salary over a 12 month period. An extension to the repayment period of up to a further six months (maximum repayment period of 18 months) may be available upon request. 

Repayments will ordinarily start in the calendar month following payment to you of the Immigration Loan.

Applications

To apply for an Immigration Loan, please complete the application form and submit it via email to eustaffqueries@ucl.ac.uk. If you meet the eligibility requirements you will be provided with a loan agreement to record the terms and will be required to sign the loan agreement prior to the amount being transferred into your bank account.

UCL does not accept any liability for the legal advice obtained or any immigration applications made using the Immigration Loan.

Immigration law firms

You can also download this list of law firms providing immigration law advice and whose offices are located in London.